At Alba-Golden Federal Credit Union, we offer many different types of accounts, suiting needs of all different kinds.  Check out some of what we offer below:

Share Accounts
A share savings account offers safety and convenience, with competitive yields with no limitations on deposits.  A $30.00 deposit into your Share Account establishes your membership and enables you to take advantage of all our other financial services.

Share Certificates
When you invest in a Share Certificate, your money will earn a highly competitive interest rate.  Since you lock in the rate for the entire term of your Share Certificate, this is an excellent way to boost your savings yields without the risk of market fluctuations.

Loans
Low-cost loans are one of the greatest benefits of Credit Union membership.  Whether you are financing your first car, the boat of your dreams, or a small personal loan, you will find low rates, affordable payments and personal service right here at Alba-Golden Federal Credit Union.

• New and Used Auto Loans
• Boat Loans
• RV Loans
• Motorcycle Loans
• New Appliance and Furniture Loans
• New Four Wheeler Loans
• Tractors and Other Equipment Loans
• Small Personal Loans

Direct Deposit and Payroll Deduction
Money management is simple and automatic with these two free services:

Direct deposit – Your paycheck, Social Security check and pension or government payment can be electronically deposited directly into your Credit Union account.  With Direct Deposit your money is available sooner, and you’ll never have to worry about a lost or stolen check.

Payroll Deduction – this great service lets you specify a portion of your paycheck to be deposited into different accounts, enabling you to save or pay back loans automatically.

Drive-Through Service – if the weather is bad or you are in a hurry, you will enjoy the convenience of our drive-through service.  You can use our drive-through window to cash checks*, make deposits, withdrawals or loan payments without leaving the comfort of your car.

Complete Loan Coverage – In addition to the best Loans in town, we offer additional services to help your loan experience worry free:

• GAP insurance – In case your vehicle is stolen or totaled in an  accident, GAP Insurance covers the difference between your loan balance and your insurance payoff.
• Credit Life – In the event of your death, Credit Life Insurance  will cover the balance of your loan up to $20,000.00 so your family and  loved ones will not have to.
• Credit Disability – In the event you are sick or injured and off work for 31 plus days, Credit Disability will pick up your payment on your  loan and payment cannot exceed $600.00 a month during your time off work   due to illness or injury with documentation from your doctor.

Other Service
Copying
Faxing in or out
Free Notary Services to our members

*We have a funds availability policy that we must follow so we may not always be able to cash your entire check or at all.