Rates

Current certificates will be renewed at available rate. Please call 903-765-2425 for updates.

Share Rates – 0.15% (minimum deposit $30.00)

Share Certificate (minimum deposit $ 5,000.00)
$5k-24,999k 1 year 2.0%

$25k-49,999k 1 year 2.5%

$50k-74,999k 1 year 3.0%

$75k-99,999k 1 year 3.5%

*Please call for Jumbo Rates >/=$100k)

The penalty for early withdrawal on Share Certificates is 90 days Interest

Loan Rates

Share Secured – 2.0% APR above the stated rate on share savings at the time of loan

Share Certificates – 2.0% APR above the stated rate on Share Certificate at the time of loan

Apply for a loan using the link below:

Make a loan payment:

Signature (small personal loan) – 9.75% APR to 18.00% APR

**All rates are based on current Experian credit score

**Qualifying Signature Loan amounts are based on current Experian credit score

**To qualify for a Signature Loan, you must have had a previous collateralized loan with AGFCU with at least 6 months current payment history

New Autos, Boats, RV’s, Motorcycles, Tractor & Other Equipment, and all other – 7.00% APR to 17.5% APR

Used Autos, Boats, RV’s, Motorcycles, Tractor & Other Equipment, and all other – 8.00% APR to 18.00% APR

**Rates are based on current Experian credit score

*** Rates are current as of press date and are subject to change without prior notice.

Fees and Charges

Late Fee – $30.00

Return Check Charge – $30.00 per item

Stop Payment Fee – $30.00

Notary – Members: Free

Notary – Non-Members: $6.00

Fax – Local number or toll free numbers: Free

**Please contact the credit union for any additional fees and terms if applicable**