Current certificates will be renewed at available rate. Please call 903-765-2425 for updates.
Share Rates – 0.15% (minimum deposit $30.00)
Share Certificate (minimum deposit $ 5,000.00)
$5k-24,999k 1 year 2.0%
$25k-49,999k 1 year 2.5%
$50k-74,999k 1 year 3.0%
$75k-99,999k 1 year 3.5%
*Please call for Jumbo Rates >/=$100k)
The penalty for early withdrawal on Share Certificates is 90 days Interest
Loan Rates
Share Secured – 2.0% APR above the stated rate on share savings at the time of loan
Share Certificates – 2.0% APR above the stated rate on Share Certificate at the time of loan
Apply for a loan using the link below:
Apply Now
Make a loan payment:
Make a Payment
Signature (small personal loan) – 9.75% APR to 18.00% APR
**All rates are based on current Experian credit score
**Qualifying Signature Loan amounts are based on current Experian credit score
**To qualify for a Signature Loan, you must have had a previous collateralized loan with AGFCU with at least 6 months current payment history
New Autos, Boats, RV’s, Motorcycles, Tractor & Other Equipment, and all other – 7.00% APR to 17.5% APR
Used Autos, Boats, RV’s, Motorcycles, Tractor & Other Equipment, and all other – 8.00% APR to 18.00% APR
**Rates are based on current Experian credit score
*** Rates are current as of press date and are subject to change without prior notice.
Fees and Charges
Late Fee – $30.00
Return Check Charge – $30.00 per item
Stop Payment Fee – $30.00
Notary – Members: Free
Notary – Non-Members: $6.00
Fax – Local number or toll free numbers: Free
**Please contact the credit union for any additional fees and terms if applicable**