Current certificates will be renewed at available rate. Please call 903-765-2425 for updates.
Share Rates – 0.75% APR 0.75%APY (minimum deposit $30.00)
Share Certificate
(minimum deposit $ 5,000.00)
1 year – 1.5% APR 1.51% APY
2 years – 2.0% APR 2.02% APY
*Please call for Jumbo Rates >/=$100k)
The penalty for early withdrawal on Share Certificates is 90 days Interest
Loan Rates
Share Secured – 2.0% APR above the stated rate on share savings at the time of loan
Share Certificates – 2.0% APR above the stated rate on Share Certificate at the time of loan
Signature (small personal loan) – 9.75% APR to 18.00% APR
**All rates are based on current Experian credit score
**Qualifying Signature Loan amounts are based on current Experian credit score
**To qualify for a Signature Loan, you must have had a previous collateralized loan with AGFCU with at least 6 months current payment history
New Autos, Boats, RV’s, Motorcycles, Tractor & Other Equipment, and all other – 7.00% APR to 17.5% APR
Used Autos, Boats, RV’s, Motorcycles, Tractor & Other Equipment, and all other – 8.00% APR to 18.00% APR
**Rates are based on current Experian credit score
*** Rates are current as of press date and are subject to change without prior notice.
Late Fee – $30.00
Return Check Charge – $30.00 per item
Stop Payment Fee – $30.00
Copies/Received Fax – 15¢ each page
Notary – Members: Free
Notary – Non-Members: $6.00
Fax – Local number or toll free numbers: Free
**Please contact the credit union for any additional fees and terms if applicable**
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